According to the New York Times, the story behind the Cardsystems breach may not be as it was initially reported. There is a suggestion that the intrusion began at least as early as November 2004 (among other revelations): Bank in Utah Says Its Data Was at Risk in Intrusion - New York Times. Thanks to Ars Technica for the pointer. Check out their posting for some strongly-worded commentary: Scope of CardSystems-caused credit card data theft broadens.
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