Timothy Grayson is writing about privacy and credit reports as part of a "privacy jag":
recursiveProgress: Credit reporting invades my privacy . . . and privacy commissioners don't care
"Credit reporting is an invasion of my privacy. (Apparently, I'm on a privacy jag right now -- I'm sure it will pass with the lunar phase. Until then please bear with me.) I know it's ridiculous to feel this way . . . because our society demands and accepts the credit reporting structure for good and valuable reason. I am obviously wrong. Be that as it may, my reasoning goes like this: There is information about my current and historical commercial transactions and financial situation -- salary, credit outstanding, retailers I purchase from, etc., etc. -- that is extremely private. It is the effluent of bi-lateral (commercial) relationships that I maintain with others -- independently -- to satisfy theirs and my needs, whatever those may be. What makes a third party (the credit bureau) relevant or privy (in the legal sense) to that detritus except the singular desire of the collective of the "other party?" Why should a new, separate potential relationship require and also be privy to the details of my private activities with others? To me, the (potentially extraneous and superficial) knowledge about me that others are able to realize from that information, which is vigorously aggregated and analyzed, seems invasive and violating. I'll elaborate below...."